Best Debt Consolidation Companies Knowledge Base
What is the best debt consolidation service? I have a few credit card that are past due and I'm not able to make the payments. What is the best debt consolidation company to use? Keep in mind, I'm not a home owner. I'm not a student and actually I'm looking for a better answer than the obvious budget and make more money.
Has anybody had any luck with debt consolidation through one of those companies? Im about 10 grand in the hole! I have been missing payments to credit cards lately, and have medical bills that I haven't even considered paying. I just make sure I keep my rent, and my care note payments up to date. I hear these advertisments all the time for debt consolidation companies (not bankruptcy) and was wondering if anyone out there has had any luck?
What are some good debt consolidation companies? I just recently pulled my credit report and have some charge off's that I would really like to pay off in order to increase my credit score. I am very concerned with companies that try to scam you and you end up paying more in the end. I got myself into some trouble in college with opening up accounts and of course, not being able to pay them off. Now that I am in the working world I am looking for a good, reputable company to go with so that I can take care of some of the debt that I have as well as increase my credit score so that I am able to get better interest rates. Any suggestions would be greatly appreciated. I have spoken with creditsolutions.com and I am a little apprehensive because I am not sure if they are reputable and don't want to sign on the dotted line yet without knowing the good ones from the bad.
Do debt consolidation companies really help that much? My husband and I are WAY in debt and I have been trying to talk him into doing debt consolidation cause at the rate we are going, we won't be able to buy a house until our kids are all out of the house!! The thing is, he doesn't believe they actually help all that much and that we would be better off paying it off ourselves. Is it true that they can work with credit card companies to reduce or even remove APR from the debt amount and can give you an estimate of when you can be debt free? We have four credit cards that equal about $25,000 and we've got to the point where we are making payments just so we can get food and gas. Any debt consolidation advice is greatly appreciated!
Can debt consolidation companies take debt from state universities? I have a $5000 bill with a state university and must have it paid before I can attend classes. I've used my federal student loan eligibility, and have been told that federal student loans cannot be used to remove past bills anyways (nor can student loan consolidators take the debt). I'm very close to graduating, just an error in judgement on my part caused a semester's worth of student loans to be rescinded and the bill (with huge interest) has sat at the university for a few months without my knowledge. So, I'd like to see if a standard debt consolidator would take the bill - and if not, where else I may turn. This is a pretty huge problem for me.
What is a good, reputable debt consolidation company? I am thinking about doing debt consolidation, but am confused by all the different companies out there. I have heard that there are a lot of shady companies. Does anyone have some helpful advice. My debt is not a huge amount ($6000), but I am tired of paying and paying on them and never seeing a difference on the balances.
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